Lokaal GeldLokaal Geld

COMMUNITY FINANCE

Local Money That Works

We design community currency, voucher, and payment card systems that local groups can use right away. Lokaal Geld helps towns, co-ops, and small shops plan, train, and launch with clear steps.

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Local money launch kit on wet cobbles at dawn: cards, brass tokens, tray, pouch, stamp block.

Metric 01

20+

local launches

Metric 02

120+

shops and groups trained

Metric 03

8 yrs

working in community finance

HOW IT WORKS

Four steps to launch

Plan a local money model for shops, members, and events.

Café counter kit with green card stand, brass token bowl, walnut tray and steaming mug.

3-week plan

Community Currency Design

From €2,400

Plan a local money model for shops, members, and events.

Kraft voucher envelopes, ribbon spool, brass dish and wooden drawer in a warm shop nook.

Pilot setup

Local Voucher Systems

From €3,100

Fanned local payment cards beside a leather wallet, card stand, and coin dish on travertine.

Card rollout

Neighbourhood Payment Cards

From €3,800

Shop counter acceptance setup with card dock, acrylic stand, drawer insert, and token bowl.
0110-shop start

Merchant Acceptance Setup

From €1,900

Train shops, print guides, and get cashiers ready to take local money.

Moody civic workshop room with nested chairs, blank boards, and folded dividers in sunbeams.
02Half-day session

Municipality Workshops

From €1,600

Run council, staff, and public workshops with clear action lists.

Lockable cash box, brass tokens and a balance scale on a terracotta ledge.
03Board review

Cooperative Finance Consulting

From €4,200

Shape member fees, rules, and controls for co-op money plans.

MAIN SERVICES

Services for local money plans

We map your goal, users, money flow, and local rules in one short call.

Cream notebook, brass compass, key ring, and stone paperweight on a linen mat.
01

Set the scope

We map your goal, users, money flow, and local rules in one short call.

Overhead flatlay of wooden planning blocks, brass clips, and a coiled cord on pale oak.
02

Build the plan

We write the design, roles, budget, and rollout list for your team.

Open training kit with cards, bell, and cradle on a cream plaster sweep.
03

Train the users

We prepare shops, staff, and members with simple guides and live sessions.

Starter box, spare cards, token discs, and a sealed repair pouch on a stone tray
04

Launch and check

We help you start, watch the first weeks, and fix what slows people down.

CLIENT STORIES

What local teams built

One scope call each month Local money goals review Basic voucher or currency plan Merchant sign-up sheet Short action notes after calls

Billed monthlyBilled monthly

Starter

From €690/mo

  • One scope call each month
  • Local money goals review
  • Basic voucher or currency plan
  • Merchant sign-up sheet
  • Short action notes after calls
Most popularBilled monthly

Signature

From €1,690/mo

  • Two strategy calls each month
  • Full scheme design pack
  • Merchant training session
  • Member onboarding scripts
  • Launch checklist and timeline
  • Simple report for stakeholders
Billed quarterlyBilled quarterly

Scale

From €4,900/mo

  • Four planning calls each month
  • Board and council workshop
  • Full rollout playbook
  • Merchant tracker and support plan
  • Launch week site support
  • Impact report and next steps

WHAT CLIENTS SAY

Words from clients

28 merchants joined in 10 weeks and 1,400 vouchers moved before the winter market.

Market voucher redemption point with wooden cash box, wicker baskets and steam in morning mist

Municipality

Utrecht voucher pilot at the town market

28 merchants joined in 10 weeks and 1,400 vouchers moved before the winter market.

Co-op money counter with card tray, dues box, and token rack in a brick hall.

Co-op

Ghent co-op set up local member money

Three local-card stands and brass trays on a pale oak retail counter in bright daylight.

Retail

Leiden shops accepted local cards fast

Three nonprofit voucher stations with a wooden chest and sealed card holders on a limestone table.

Nonprofit

Brussels nonprofit ran a gift card drive

Sunlit arcade counters with merchant trays, starter kit boxes and payment cards.

Local economy

Breda district launched a shop network

Brass tokens, cream prototype cards, wax seal, and walnut case on travertine.

Community finance

Mila van Dijk

Drama-lit payment tools on walnut, with lockbox, card dock, token and key fob.

Merchant rollout

Arun Keller

Wooden facilitation blocks, rubber cones and a green room-divider strap on a dusty workbench.

Municipal training

Sofie Vermeer

Brass tally frame, counting tokens and a sealed sample envelope on pale travertine stone

Member onboarding

Niko Petrov

Proof

Customer notes

Verified

“After one workshop, our merchants knew the plan and signed up fast.”

Brass tokens, cream prototype cards, wax seal, and walnut case on travertine.

Saskia Mertens

City project lead, Utrecht

Verified

“Clear steps, calm advice, and no wasted time.”

Drama-lit payment tools on walnut, with lockbox, card dock, token and key fob.

Jonas Heikkinen

Co-op manager, Ghent

Verified

“They helped us set up vouchers, train shops, and start on time.”

Wooden facilitation blocks, rubber cones and a green room-divider strap on a dusty workbench.

Marta Nowak

Program director, Warsaw Food Link

Service area

Netherlands

Amsterdam, Utrecht, Rotterdam, The Hague

Amsterdam canal belt at dawn with tower, calm winter water, and mist

Area 01

Netherlands

Amsterdam, Utrecht, Rotterdam, The Hague

Ghent gables above a misty river, warm evening light, calm open water below

Area 02

Belgium

Antwerp, Ghent, Leuven, Bruges

Cologne Cathedral above the Rhine in dusk haze with open calm water and reeds

Area 03

Germany

Cologne, Düsseldorf, Bonn, Aachen

Stone quay and bridge edge above misty rooftops at sunset

Area 04

Cross-Border EU

Brussels, Luxembourg City, Maastricht, Essen

The Map

Journal

Read the latest notes

Questions

Common questions

Quick answers before visitors choose a product, service, or next step.

01How long does a setup take?+

Most projects take 4 to 12 weeks, based on the number of merchants, cards, workshops, and training sessions.

02Do you work with small towns?+

Yes. We help towns, co-ops, nonprofits, and local shop groups size the plan to fit their budget and staff time.

03Can you support merchant sign-up?+

Yes. We set up forms, scripts, and training so merchants know how to join, sell, and accept the system.

04Do you run workshops?+

Yes. We lead council, staff, and member workshops in person or online, with clear notes, tasks, and next steps.

05Can you help after launch?+

Yes. We can stay on for checks, updates, member help, and report writing after the first launch and first month.

06Which countries do you serve?+

We work across Europe, with a base in the Netherlands and projects in Belgium, Germany, and nearby border towns.

Local money notes

Get short notes on vouchers, local currency, and merchant setup for towns, co-ops, and small shops across Europe.